A class action is a type of lawsuit that is very different from a standard personal injury or insurance case. While litigation is often stressful, the stakes in a class-action lawsuit are at a different level. In many class-action lawsuits, the interests of hundreds if not thousands of people are at stake. Most class actions involve claims against well-financed...
Continue ReadingFew things can be as unexpected and emotional as losing your home or business to a fire. When an apartment or rental property is damaged by a fire one question that is often overlooked is who is responsible. In many cases, the fire was caused or worsened by the landlord’s neglect. In many cases, an apartment fire could have...
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InformationA life insurance policy is a contract between your insurance company and you, the policyholder. While the benefits of life insurance are clear, there is always a risk that a claim is denied because the information is omitted from an insurance application. To offset this risk, the Texas Legislature and most other states have enacted a law requiring all...
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InformationHaving your long-term disability claim denied can be stressful and confusing. If this is an issue you are dealing with, you should take heart in the fact that most long-term disability claims are denied. This should not be surprising. Insurance companies make money by denying claims. What Is the Next Step? You are likely required to file an administrative...
Continue ReadingYou are hanging around your house when a process server knocks on your door and serves you with a Complaint for Interpleader. You may ask: What is this? What must I do next? Will this just go away? It will not just go away. The good news, you have been named as a party because you may be owed...
Continue ReadingMost insurance policies allow the insurance company to require a policyholder to answer questions under oath and to produce documents and other information so the insurance company can investigate an insurance claim. This formal legal proceeding is called an examination under oath. The examination part of this process is requiring the policyholder to answer questions that are asked by...
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InformationHomeowner’s policies typically include coverage for additional living expenses. This provides money for the cost of housing, food, and other living expenses incurred while your home is being repaired. Insurance companies will often try to force their insured to live in cramped hotels. While this may be suitable for a handful of days, for most people it is not...
Continue ReadingOur attorneys represent policyholders whose claims have been denied for a variety of reasons, including misrepresentations on a life insurance application. A policyholder has a duty to provide accurate information to the insurer. If the application contains a material misrepresentation, the insurer may deny your claim. However, just because an insurance company claims a material misrepresentation was made does...
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InformationToday the Texas House of Representatives Committee on Insurance considered two bills purporting to increase your understanding of your homeowners’ insurance and car insurance. HB 1554 relating to the language of personal automobile or residential property insurance policy documents and related materials by Rep. Smithee would authorize an insurer to provide a customer a copy of insurance policy documents...
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InformationA house fire can be devastating. In many cases, families from their homes are displaced for months while waiting for their insurance claim to be adjusted and paid, only to find that it isn’t enough to make them whole. Our attorneys have assisted hundreds of policyholders in recovering the compensation they deserve for the fire insurance claim. Insurance companies...
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