InsuranceA double indemnity clause is a type of provision found in many life insurance and accidental death and dismemberment policies. This type of clause allows for additional payout in the event of accidental death. However, insurance companies often make it difficult to classify the death as “accidental,” preventing you from getting the payment you may be entitled to. Contact...
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InformationA life insurance policy is a contract between your insurance company and you, the policyholder. While the benefits of life insurance are clear, there is always a risk that a claim is denied because the information is omitted from an insurance application. To offset this risk, the Texas Legislature and most other states have enacted a law requiring all...
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InformationHaving your long-term disability claim denied can be stressful and confusing. If this is an issue you are dealing with, you should take heart in the fact that most long-term disability claims are denied. This should not be surprising. Insurance companies make money by denying claims. What Is the Next Step? You are likely required to file an administrative...
Continue ReadingYou are hanging around your house when a process server knocks on your door and serves you with a Complaint for Interpleader. You may ask: What is this? What must I do next? Will this just go away? It will not just go away. The good news, you have been named as a party because you may be owed...
Continue ReadingMost insurance policies allow the insurance company to require a policyholder to answer questions under oath and to produce documents and other information so the insurance company can investigate an insurance claim. This formal legal proceeding is called an examination under oath. The examination part of this process is requiring the policyholder to answer questions that are asked by...
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InsuranceWhen you have a fire at your home or business, it can turn your world upside down. Not only do you have to worry about what you lost, but you might be displaced until the damage can be remediated and repaired. A fire insurance claim provides the resources you need to restore order to your life. If your insurance...
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InsuranceMacon, GA (February 3, 2020) – Two people died after a single-car crash in Warner Robins on Saturday. The accident occurred around 6:55 p.m. near the intersection of Feagin Mill Road and Highway 41. According to Capt. Ronnie Harlowe of the Houston County Sheriff’s Office, the driver, 33-year-old Elmer Cisneros, was driving northbound on Highway 41 when he drove...
Continue ReadingIf you read your insurance policy closely, you will likely find an appraisal clause. What is this? In short, an insurance appraisal is a procedure for a policyholder and insurance company resolve disputes over the value of your claim. Our law firm has successfully handled numerous insurance appraisals, in some cases recovering more than 10 times the original amount...
Continue ReadingThe offshore industry is a big factor in the Gulf South economy. Often lost in the shuffle are the workers who make this industry run. Let’s face it, offshore work is not only demanding, it is dangerous. The Johns Firm, LLC assists and represents offshore workers who have been injured in Texas, Louisiana, and throughout the Gulf South. While...
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InsuranceIt is not uncommon for there to be competing claims for life insurance benefits between a recently widowed spouse and a former spouse. For the people seeking life insurance benefits, these disputes are emotional and different. These disputes typically occur when the deceased spouse neglected to change the beneficiary after a divorce. The rules on this issue are complex...
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