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In Texas, insurance companies owe a wide range of duties to their policyholders aimed at ensuring claims are promptly adjusted and settled in a fair manner. An insurance company that breaches these duties can be liable to the policyholder for additional damages, penalties, and attorney’s fees.

In Texas, insurance companies owe a wide range of duties to their policyholders aimed at ensuring claims are promptly adjusted and settled in a fair manner. An insurance company that breaches these duties can be liable to the policyholder for additional damages, penalties, and attorney’s fees beyond what is owed under the insurance policy.

A double indemnity clause is a type of provision found in many life insurance and accidental death and dismemberment policies. This type of clause allows for additional payout in the event of accidental death.

A life insurance policy is a contract between your insurance company and you, the policyholder. While the benefits of life insurance are clear, there is always a risk that a claim is denied because the information is omitted from an insurance application.

Having your long-term disability claim denied can be stressful and confusing. If this is an issue you are dealing with, you should take heart in the fact that most long-term disability claims are denied.

You are hanging around your house when a process server knocks on your door and serves you with a Complaint for Interpleader.

Most insurance policies allow the insurance company to require a policyholder to answer questions under oath and to produce documents and other information so the insurance company can investigate an insurance claim. This formal legal proceeding is called an examination under oath.

When you have a fire at your home or business, it can turn your world upside down. Not only do you have to worry about what you lost, but you might be displaced until the damage can be remediated and repaired.

It is not uncommon for there to be competing claims for life insurance benefits between a recently widowed spouse and a former spouse. For the people seeking life insurance benefits, these disputes are emotional and different.

If you read your insurance policy closely, you will likely find an appraisal clause. What is this?